Sunday, November 11, 2007

HELP!!! I lost my damn ATM card!!!

Dammit!! I don't normally lose things like my ATM/Credit Cards... (knock on wood) but I sure seemed to make it a point to do so this past weekend. The most frustrating part is that it didn't happen on Friday night when I went out with a bunch of friends... no... it happened the next day when I was at home taking it easy. I must have taken it out of my wallet when I went to the store yesterday evening..

Man, how fucking shitty. It really sucks to be locked off from your money for an indefinite amount of time. The part that really blows is that I bank with a very small credit union... I may have mentioned that before somewhere in one of my posts... but for those who don't know:

This credit union has like four branches, and the closest one is in Everett where I live. I work in Redmond, so there is no way I can just hop over to the bank on a break or my lunch hour. Very frustrating. The credit union keeps bankers hours of course, so by the time they open I am usually on my way to work.

Normally, the worst issue I run into is when my vendor company forgets to approve my weekly hours and I miss the direct deposit cutoff. In that situation I am usually forced to accept a live check and then cash it at my vendor company's bank. Then I usually just have cash only that week. Not so horrible, but it always eats up an entire lunch.

This situation is much worse because my money is already all in the bank, and now I have no easy way to get to it. Man... sometimes my loyal nature just fucks me over hardcore. I say that because I have been with this bank since I was about seven years old (my mom joined through her work and then sponsored me for a savings account with them). I have made that my primary reason for staying, well that and the fact that all of the credit unions in Washington state work together in the sense that they share ATMs and don't charge each other fees for using each other's ATMs.

That said... I think I am going to switch over to BECU pretty darn soon. You just can't beat the fact that they are everywhere, they have great interest rates and if I need to talk to someone I can usually just go to a grocery store and there will be a mini branch inside.

Now that my friends... that, is service.


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3 Comments:

Blogger Mink said...

I think you should definitely switch over to becu. I switched over to them from Bank of Assholes (or America, whichever you prefer), and I have never been happier with a financial institution. Of course, if you are looking for convenience, and the high fees that go along with it, Bank of Assholes is like the starbucks of banks, there is one on every corner.

Thu Nov 15, 05:32:00 PM PST  
Blogger Rooster said...

Wow Mink, you should get royalties for sponsoring BECU.

I've had an account with BECU for 4 years. I started it with $25 and 4 years later it has about $27.

I use Watermark Credit Union...

Thu Nov 15, 06:17:00 PM PST  
Blogger link said...

Hah, nice one Rooster... You should totally ditch your current role and come over to the Finance world with me. Since you are so good at collecting that interest and all... 8^)

Thu Nov 15, 06:51:00 PM PST  

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